🔐 Privacy Policy

Effective Date: January 25, 2026
Last Updated: January 25, 2026

Plain-English Summary

We collect limited information to operate our educational business, communicate with users, and improve our content. We do not sell personal information and take reasonable steps to protect your data.

1. Who We Are

This Privacy Policy applies to the website and services operated by Income Options Lab, accessible at https://incomeoptionslab.com, and to related digital platforms, communications, and educational offerings.

2. Information We Collect

We may collect information when you interact with our website, content, or services, including:

  • Information you voluntarily provide (such as name and email address)
  • Information submitted when you subscribe, download resources, join community platforms, or purchase digital products
  • Payment-related information processed securely by third-party payment processors (we do not store full payment card details)
  • Technical and usage information such as IP address, device type, browser type, and interaction data
  • Cookies and similar tracking technologies

3. How We Use Information

We may use collected information to:

  • Deliver digital educational products and services
  • Communicate educational updates or operational notices
  • Manage subscriptions and account access
  • Improve website functionality and content quality
  • Maintain platform security and prevent misuse
  • Comply with applicable legal and regulatory requirements

4. Cookies

Cookies are small files stored on your device that support website functionality and usage analysis.

Cookies may be used to remember user preferences, support login functionality, and improve overall site performance. You may disable cookies through your browser settings; however, some features may not function as intended.

5. Embedded Content from Third-Party Websites

Our website may include embedded content from third-party platforms (such as videos, images, charts, or social media posts).

Embedded content behaves in the same way as if you visited the third-party website directly. These third parties may collect data about you, use cookies, embed additional tracking, and monitor your interaction with that content in accordance with their own privacy policies.

6. International Data Handling

As a global digital business, personal information may be processed or stored in jurisdictions outside your country of residence. We take reasonable steps to ensure appropriate safeguards are in place consistent with applicable data-protection laws.

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by applicable law.

8. Data Security

We use reasonable administrative, technical, and organizational measures to protect personal information. However, no method of transmission or storage can be guaranteed to be completely secure.

9. Third-Party Services

Information may be shared with trusted third-party service providers only as required to operate our services (such as payment processors, analytics providers, and email platforms). These providers are required to handle information responsibly.

10. Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict certain processing of personal information. We aim to comply with applicable privacy laws, including GDPR, CCPA, and Canadian privacy principles where required.

11. Policy Updates

This Privacy Policy may be updated periodically. Any changes will be posted on this page with an updated effective date.

12. Contact

For privacy-related questions or requests, please contact:
support@incomeoptionslab.com

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