Terms of Service
Effective Date: January 25, 2026
Last Updated: January 25, 2026
Plain-English Summary
All content and services are educational only. You are solely responsible for your own decisions and actions.
1. Acceptance of Terms
By accessing or using any Income Options Lab content or services, you agree to these Terms.
2. Eligibility
You must be at least 18 years old and legally permitted to use these services in your jurisdiction.
3. Educational Use Only
All content is provided solely for general educational and informational purposes. Nothing constitutes investment advice, recommendations, opinions, or instructions regarding any financial instrument or strategy.
4. No Advisory or Fiduciary Relationship
Use of this content does not create an advisory, fiduciary, brokerage, or client relationship of any kind.
5. Trade Discussions & Examples
Any discussion, reference, or display of trades, positions, strategies, or outcomes is provided strictly as non-directive educational examples.
Such examples are not signals, alerts, recommendations, or instructions, and are not intended to be acted upon. Users are solely responsible for their own independent decisions.
6. No Guarantees or Representations
No representations, warranties, or guarantees are made regarding results, profitability, income, or performance of any kind.
7. Subscriptions
Subscriptions may renew automatically unless canceled prior to renewal. Terms, pricing, and availability may change with notice.
8. Access Suspension & Termination
We reserve the right to restrict or terminate access for violations of these Terms or community rules, without refund where permitted by law.
9. Community Guidelines
Users may not:
- Harass, intimidate, or abuse others
- Post misleading performance claims
- Offer financial services or solicit investments
- Represent content as advice or instructions
10. Intellectual Property
All materials are owned by Income Options Lab and protected under applicable intellectual-property laws. Unauthorized reproduction or redistribution is prohibited.
11. Prohibited Conduct
You agree not to misuse content, interfere with platform operations, or violate applicable laws or regulations.
12. Limitation of Liability
To the fullest extent permitted by law, Income Options Lab is not liable for any losses, damages, or outcomes resulting from reliance on educational content.
13. Indemnification
You agree to indemnify and hold harmless Income Options Lab from claims arising from misuse of content or violation of these Terms.
14. Governing Law & Venue
These Terms are governed by the laws of Ontario, Canada, without regard to conflict-of-law principles.
15. Contact
support@incomeoptionslab.com